So I went and saw the people over at Farm Bureau today about insurance. I had already made plans to change my homeowner's insurance because I felt like I was paying too much. I'd heard good things about them too. I was paying $633 yr with State Farm. So when I got there, I had brought the new bill from State Farm so I could show the guy all my coverage. Well while waiting for him, I opened the bill just to look over things. Boy did my jaw drop. It had gone all the way up to $744 a yr!! When I finally got back to the guy's office I showed him and he was like "Wow...this is terrible....well...good for me because I've so totally got them beat". You can say that again! His quote with an extra $10K on dwelling coverage was only $375 a year! Needless to say I'm totally happy. I signed up for it and I've even requested for an escrow re-evaluation to get my house payment lower. That's a savings of $30.75 a month!