I looked over my ING savings account the other day and noticed every month they had reduced my interest rate. I knew from the get-go that they said interest rates would vary...but I didn't think it'd be a stairstep like that. Anyways, I switched to Wamu. Wamu was offering 3.30% plus I still have a checking account open with them so it made it very easy to sign up. I'm sure there might be higher paying ones but this one seemed the easiest. Also, since I have a checking account there too it's easy to transfer money back and forth and it's immediate. I really don't use the checking anymore since switching to Suntrust but I do still use it for Paypal transfers after my Ebay sales. It keeps me from spending it until I can figure it out. Also, I added my Suntrust as an external account so I can transfer money without any ATM fees or having to go to 2 banks or whatever.

I checked on my 401K I have self funded with ING....it has dropped every month since October. I just have the generic strategic growth allocation fund. I picked that because I'm so young. I know absolutely nothing about investing and I know the horrible market has hinder it's growth. I just don't know what to think. I don't know if I should keep it there or roll it over somewhere else or what.

I made a payment of 25.56 (squishy cash payment + random $)to the Chase card today. I should have another $80 to add on Monday. I feel that if I just go ahead and schedule the c.c payments as I find money, I won't be able to spend it on useless crap.

I think we're gonna take DS to his first cinematic adventure tomorrow afternoon. We're gonna take him to go see Wall-E. Normally we would just wait until DVD but I think it's been hard on DS with both of us working so much. Not only that, but with all the cut backs we don't really go to a lot of places anymore. He doesn't have any siblings and we don't have any friends with kids....well I take that back...we have one set that have a 6 month old....but at 2 yrs old a 6 month old really isn't that fun. I've been playing with him outside and allowing him to help me with the garden, but I think he just needs a treat and some good family time. I really don't want to spend the money, but we are going to a 12pm show so it will be cheaper...but still. I'm torn.