So my last post was about us finally being able to pay off one of my cards. I was totally stoked about that and I guess I still should be...but I've been in a dilly. See last year I had to have some emergency surgery. I didn't have any insurance so my bill ended up being somewhere around $6000. Well after some self pay discounts I got it down to around $4000 something. Ever since, I've been paying $10. It hadn't really been a top priority of mine since it wasn't gaining interest. Well the billing company called me yesterday to tell me they would be transfering their old accounts to a new billing company and if I could come up with 50% before the end of the month we could just settle it and be even. Well, my first thought was "If I could give you that much money, do you think this account would be an issue right now?" I told her I'd call her back and she said ok, but I have until the end of the month. I posted a forum post asking for help with this. I was just concerned that if it went to another billing company, they wouldn't let me keep my payment plan. I think I've come to the conclusion that debt is debt (no matter if it's owed to a company or if it's a credit card) and if you can come out less that's what you should do. So, I figured I'd probably take this debt and put it back on that c.c I paid and use my second job checks to agressively pay it down, no longer than 6 months. Even with interest it'd still be less than the $4000 something. *Sigh* It's just kind of discouraging....once I get the sucker paid off I have to put this back on it...although I guess I have to look at it as another debt I'll have taken care of in no longer than 6 months.
Sometimes It Can Be Discouraging
May 16th, 2008 at 04:37 pm
May 16th, 2008 at 05:32 pm 1210959150
May 16th, 2008 at 07:35 pm 1210966507
May 17th, 2008 at 01:04 am 1210986299